insurance fraud
any act committed to defraud an insurance process, when a claimant attempts to obtain some benefit or advantage that one is not entitled to, or when an insurer knowingly denies some benefit that is due
en-US/ˌɪnˈʃʊɹəns ˈfɹɔd/
en-GB/ɪnˈʃʊəɹəns ˈfɹɔːd/