secured creditor
creditor with the benefit of a security interest over some or all of the assets of the debtor
en-US/sɪˈkjʊɹd ˈkɹɛdətɚ/
en-GB/sɪˈkjʊəd ˈkɹɛdɪtə/
creditor with the benefit of a security interest over some or all of the assets of the debtor