insurance type
Wikidata metaclass for insurance policy or contract
personal insurance
insurance that covers individuals
casualty insurance
insurance that is not directly concerned with life insurance, health insurance, or property insurance.
group insurance
insurance that covers a defined group of people
umbrella insurance
Type of insurance
whole life insurance
life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date
life insurance
financial product
Private insurance
type of insurance
vehicle insurance
type of insurance
travel insurance
insurance that covers any problem incurred while traveling
long-term care insurance
type of insurance
disability insurance
form of insurance that insures the beneficiary's earned income against the risk that a disability creates
title insurance
form of indemnity insurance
Universal life insurance
Permanent life insurance that has an investment savings element and low premiums
home insurance
a type of property insurance that covers a private residence
key person insurance
an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business
liability insurance
a part of the general insurance system of risk financing to protect the insuree from the risks of liabilities imposed by lawsuits
Term life insurance
life insurance that provides coverage at a fixed rate of payments for a limited period of time
general insurance
typically defined as any insurance that is not determined to be life insurance
mortgage insurance
insurance policy which compensates lenders in mortgage-backed securities should a default occur
self-insurance
a situation in which a person or business does not take out any third-party insurance, but instead chooses to bear the risk
accident insurance
a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured
credit insurance
form of insurance
reinsurance
insurance that is purchased by an insurance company, in which some part of its own insurance liabilities is passed on to another insurance company
fire insurance
type of insurance
concurrent insurance
practice of multiple insurance companies acting as primary insurers of the same risk
pet insurance
Pet insurance
health insurance
insurance that covers the whole or a part of the risk of a person incurring medical and healthcare expenses
deposit insurance
measure protecting bank depositors from losses caused by a bank default
bond insurance
type of insurance
property insurance
insurance that provides protection against most risks to property, such as fire, theft and some weather damage
earthquake insurance
Form of property insurance
no-fault insurance
any type of insurance contract under which insureds are indemnified for losses by their own insurance company, regardless of fault in the incident generating losses